Breeze Mobile Banking Features
August 26th, 2010The days of wishing internet and mobile banking had more to offer are gone! In their place, Standard Chartered Bank is providing a unique platform called Breeze Mobile Banking, which works with the new smart phone, or iPhone banking app. Instead of feeling frustrated with limitations of mobile banking, you will discover that Breeze does not just meet expectations for what a service such as this should be, but actually surpasses them. Only weeks ago, the beta of Breeze was launched in Singapore and Malaysia and with incredible success. Soon, this service will be available around the world, as well as offered on iPad in the fall of 2010.
To show you why Breeze Mobile Banking is receiving such rave reviews, we wanted to go over some of the unique features. More than likely, you will be astounded at how robust this service is yet amazed at how simple it works. Even more incredible is that other developers had not thought of the design before. Keep in mind that the primary reason Breeze is proving so successful is that the design and development were based on what consumers want. Instead of guessing or choosing features themselves, bank officials took the time to listen to the public, with the result being Breeze.
For starters, the main concern that people have with internet and mobile banking has to do with personal and/or financial information being stolen. We all know that identity theft has skyrocketed in the past few years, leading to new standards of security being identified and developed. However, Breeze chose to bypass “dongle”, the type of security that other mobile banking companies offer, instead going with a second temporary password system. After logging on http://www.breeze.standardbank.com with the chosen user name and password, a second password would be received via SMS. After entering the second password, it would be voided, and additional temporary passwords provided for future site visits.
Breeze Mobile Banking also has features specific to money coming in and going out. It is common for people to lose track of money being spent and saved, especially people who have a lot of bills, love to shop, or use Breeze for business purposes. Instead of using confusing terminology, the platform design uses plain language to eliminate any confusion. Therefore, the “See my Money” makes it possible for you to see the amount of money available in your bank account with the simple click of a button. If you find your checking is low, you would use the “Move my Money” feature to complete a transfer.
Then, the “Pay any Card” feature is also helpful, allowing credit card bills to be paid easily and conveniently. Typically, paying credit cards via mobile banking is not an option and when it is, the process is complex. However, instead of queuing to an AXS machine or needing to go to a different account online to make the payment, this old method has been eliminated. Instead, you choose this option and in minutes, the card indicated has been paid.
One of the more innovative features provided with Breeze Mobile Banking is called e-cheques (or e-checks). Interestingly, this is the world’s first e-check system, which has left a huge impression on customers. For this, you would register people you want as payees and using the system and mobile iPhone or iPad, choose the person to pay, fill in the amount of the payment, submit, and a check is mailed to that person. This particular feature is beneficial for personal accountholders, but especially business accountholders.